How To Get Car Repairs Finance

Car Repair Loans

Need funds to repair your car? Savvy has y'all covered.

Borrow from $300 to $5,000
Outcome in 60 seconds
Flexible Repayments
100% Online

Car repair loans from $300-$5,000 approved

At Savvy, we can help in sourcing a short-term cash loan to fix any kind of issue you have with your car. Loans for car repairs are amongst the nearly pop requests nosotros receive from our customers. This occurs due to the bulk of used cars in the market no longer having manufacturer'due south or extended warranties fastened to them.

When embrace is no longer accessible and you don't have the savings to pay for your repairs, the adjacent best pick is to look at a small loan to resolve the issue. With amounts available upward to $v,000, loan terms of up to ii years and fixed fees, you can apply now and receive your funds before you know information technology.

The features and benefits of automobile repair loans

Rapid approval and fund transfer

You lot can receive an instant outcome in 60 seconds and have your money transferred to yous in as little every bit one 60 minutes.

Borrow upwardly to $5,000

Any amount from $300 up to a maximum of $v,000 is available for your loan, making them suitable for a variety of repairs.

Loan terms up to two years

Every bit office of your loan, you can choose to make your repayments over a period equally brusk as 16 days all the fashion upward to two years.

Flexible usage

Whether yous're looking for cash to pay for large or small repairs, nosotros tin help yous go approved no affair what your machine needs.

No security needed

Savvy matches you to your lender instantly, who provide instant outcomes, and same day approval is achievable for borrowers.

Fixed repayments

With capped, fixed fees built into your loan and no involvement, your repayments will stay the same and permit you to budget around them.

Diverse acceptable income streams

Aside from your salary, nosotros take a range of other income sources, including disability, age and veterans' pensions, parenting and carer payments.

Self-employed

You don't have to exist receiving payslips to qualify, either, every bit we assist self-employed workers become canonical for loans for their auto repairs too.

Why trust Savvy for your machine repair loan?

Reputable lending partners

We only partner with the most reputable lenders across Australia who can source the fastest and all-time financing for our hundreds of satisfied customers.

100% online process

You can apply through us from your computer or smartphone, making it easier and more convenient to get approved for funds wherever you are.

Piece of cake applications

Our simple awarding grade will only accept a few minutes to fill out, from which we instantly lucifer you with your lender to speed up your approval.

What repairs can y'all cover?

Our loans can aid in covering some of the post-obit issues you may have with your motorcar:

Trunk repairs
Engine
Gearbox or Manual
Differential
Turbo or supercharger
Cylinder Caput & Gasket
Radiator
Cooling organisation
Air Workout
Fuel systems

Brakes & ABS brake organization
Electrical repairs
Clutch
Steering
Pause
Ability windows
Computers
Transmission Figurer
Driveshaft & universals
Ignition organization

The above list is quite a comprehensive one which would encompass most parts however our cash loans tin encompass and kind of impairment. You could also use some of you approved funds to practice some modifications which may include a:

Drivetrain
Exhaust system
Common cold air intake
Performance scrap

Sports intermission
Sport brakes
Turbocharger
Trunk Kit

Or you could purchase some additional accessories such as:

Roof racks
Tonneau covers
Grille guards

Mirrors
Snorkel

Our loans can as well exist used for other maintenance requirements as well, not just in emergency cases, merely also if you need to renew your machine registration, change your tyres or complete your regular service.

Your questions most car repair loans answered

Will you pay the mechanic directly?

No – the lenders on our panel will transfer the funds directly into your depository financial institution business relationship. You can from at that place pay the mechanic either through EFT or on your bank card. The loan comes into your account similar whatsoever normal greenbacks eolith.

Can I use my loan for multiple purposes, not just for auto repairs?

Absolutely – and many of our customers do. Yous could utilise for a $5,000 cash loan but only use $3,500 of it for the repair, for instance. The remaining funds can be used to pay your bills or anything else.

Can I consolidate other debts with the loan I take out to repair my car?

Yes – this is too quite a popular affair to do. Many customers are looking to consolidate and roll over existing debts into one new facility. You can definitely use the loan to pay the mechanic, and pay out any existing awaiting debts that you have. If you take other greenbacks loans, you lot volition need to contact the lender and inquire them for a belch letter. All of the payment options will be listed on your letter; near lenders offer BPAY or EFT options to close off an account.

What near if I take bad credit, tin can I still get funds to fix my car?

Yes – Savvy is a loan marketplace, meaning that nosotros have admission to a number of unlike providers. About of the lenders on our panel offering modest personal loans accept customers that have bad credit.

Can I get a loan for more than $v,000 if I take bad credit?

We tin can aid with a personal loan for more than than $5,000. Larger personal loans with bad credit can be harder to approve, and so they may accept a few days. The maximum unsecured amount if canonical would be $8,000, the client profile would need to be quite stiff in terms of employment and banking concern argument conduct. If you have security, such as an unencumbered car, getting access to more than $five,000 becomes much easier.

What near if I don't have bad credit and demand more than $5,000?

We can absolutely assist with this – if there is no bad credit on your file, lenders are prepared to go up to $50,000 on an unsecured loan, if your income and contour allow for it.

What will my term and repayments be for a $2,000 loan?

On a $two,000 loan corporeality, you tin cull any term between 16 days up to 12 months. On a 12-month loan term, your repayment per calendar month will equal around $280, which includes your application fee of up to $400 and monthly fees of up to $80.

Do I need become into an function to employ or finalise the loan?

No – all of our applications are 100% digital. Loan documents are signed electronically & any supporting documents are uploaded online via the lenders' website.

Can coincidental employees go canonical?

Yes – casual employees do fit within many of our lenders guidelines.

If I take out a $five,000 short-term loan, can I pay if off before the 24 months?

Yep, this is possible. You won't be charged any discharge costs and information technology'll assistance you salvage a considerable amount on fees overall.